Build A One-Stop Web3 Fund

Management Platform

Business acccthrders and simplify worldlwide financial operations

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Technical

architecture

Frontend

A Responsive Web Application Based on React, Providing APIs/SDKs (Supporting Java/Python/Node.js) for Developers to Integrate Quickly

Web3.0
  • payeron
  • web3.0
  • compete

Backend

Microservice Architecture, with core modules including Trading Engine (processing over 1,000 transactions per second), Clearing System (real-time reconciliation), User Management (multi-role permissions), and Risk Control (real-time monitoring).

Web3.0
  • payeron
  • web3.0
  • compete

Blockchain

Priority support is given to Ethereum (Layer 2), Polygon and BNB Chain. Smart contracts are deployed to handle PRT token issuance, fee discounts and staking rewards. Chainlink oracles are integrated to obtain real-time exchange rates, with Onfido connected for KYC verification and Chainalysis for anti-money laundering (AML) monitoring.

Web3.0
  • payeron
  • web3.0
  • compete

Regional Chain

Business account to erase the borders and simplify worldwide financial operations.

Web3.0 Regional Chain

Unleash AI-powered
blockchain potential

One Wallet to the World

Cross-border payment solution

Why choose Payerton?

Cross-border payment solution

Payerton Opportunity

Cross-border payment solution

Web3 wallet

Cross-border payment solution

Competitive Landscape Analysis

  • Peers

    Payerton

    • No crypto support, high fees (2%-3%), slow innovation
    • C-end focus, no enterprise fiat channels, fragmented functions
    • Low market visibility, single function (payment only), weak ecosystem
  • Regional Chain

    Regional Chain

    • Web3-centric, 0.5%-1% low cost, integrated crypto & fiat
    • Enhanced fiat capabilities, VCC & multi-user permission management
    • One-stop Pay/Custody/Wealth/WaaS, partner ecosystem

Link Web3

Simplify Global Transactions

  • Web3.0

    Automated Governance

    AI algorithms auto-analyze community votes and proposals, streamlining governance and decision-making based on community needs and consensus.

  • Web3.0

    Dynamic Resource Allocation

    AI-powered actions adjust network resources such as bandwidth, storage, and transaction limits in real-time, ensuring efficient operation even during periods of high activity.

  • Web3.0

    Optimized Transaction Management

    Leverage AI to automate transaction verifications, ensuring that they are validated and processed quickly, even under high demand, with minimal cost.

News Information

  • Operation

    Customer Size

    Onboarded over 100 SMEs, mainly across Southeast Asia (Indonesia, Malaysia) and Latin America (Brazil, Mexico).

  • Operation

    Transaction Data

    TPV reached $5.2 million in the past 12 months, with a 25% monthly average growth and an average fee rate of 0.93%.

  • Operation

    User Feedback

    80% of the customers consider "cryptocurrency payment + instant fiat currency conversion" as a core requirement, and 70% are expecting virtual cards and DeFi investment functions.

  • Technology

    Frontend

    React-based responsive web application with API/SDK support (Java/Python/ Node.js) for rapid developer integration.

  • Technology

    Backend

    Microservice architecture with core modules: trading engine (1000+ TPS) clearing system (real-time reconciliation), user management (multi-role permissions), risk control (real-time monitoring)

  • Technology

    Blockchain Layer

    Priority support for Ethereum (Layer2), Polygon, BNBChain; smart contracts for PRT token issuance, fee discounts, staking rewards; Chainlink oracles for real-time exchange rates, Onfido for KYC, Chainalysis for anti-money laundering monitoring.